Free Tools & Guides

Resources to help you fight back

Plain-English cheat sheets, checklists, and guides — everything you need to stop overpaying on medical bills.

Available Now

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2026 Medical Bill Cheat Sheet

The one-page reference that decodes EOB terms, explains the money trail, and gives you the key questions to ask before paying any bill. Free download — no catch.

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More resources coming soon

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EOB Decoder Tool

Upload your Explanation of Benefits and get a plain-English breakdown in seconds.

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Dispute Letter Templates

Ready-to-use letter templates for the most common billing errors — just fill in your details.

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Reconciliation Checklist

A printable step-by-step checklist for comparing your EOB to your medical bill.

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Charity Care Finder

How to find and apply for financial assistance at hospitals in your area.

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2026 Medicare Guide

Updated premiums, deductibles, and the new Part D cap — explained without the jargon.

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Call Scripts That Work

Word-for-word scripts for calling insurance companies and billing departments.

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New resources drop regularly. Get on the list and we'll email you when something useful is added.

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